Free Financial Calculators and other financial tools

Below you will find over 60 free financial calculators and other tools to help you make smart purchases and better financial desicions.


Auto Purchase
Car Loan Calculator
Irregular Payment Calculator
Should I lease or purchase a vehicle? Should I lease or purchase a vehicle?
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Should I finance or pay cash? Should I finance or pay cash?
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How much will my vehicle payments be? How much will my vehicle payments be?
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Which vehicle loan is better? Which vehicle loan is better?
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What term of loan should I choose? What term of loan should I choose?
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Should I use a home equity loan instead of an auto loan? Should I use a home equity loan instead of an auto loan?
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Which is better: a rebate or special dealer financing? Which is better: a rebate or special dealer financing?
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How long should I keep a car? How long should I keep a car?
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What car can I afford? What car can I afford?
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Budgeting
How much am I spending How much am I spending
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Should I pay off debt or invest in savings? Should I pay off debt or invest in savings?
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What will it take to pay off my balance? What will it take to pay off my balance?
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How much should I set aside for emergencies? How much should I set aside for emergencies?
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How much will it cost to raise a child? How much will it cost to raise a child?
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What's it worth to reduce my spending? What's it worth to reduce my spending?
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Should my spouse work too? Should my spouse work too?
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Insurance
Life Insurance Needs Calculator
Retirement
Calculate My Retirement
Traditional vs. Roth IRA Calculator
IRA Conversion
How much will Social Security provide? How much will Social Security provide?
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Required Minimum Distributions Calculator
Retirement calculator - compare retirement plans
Tax-sheltered annuity maximum annual contribution
How long will my retirement savings last?


Mortgage
Calculators
Savings
Calculate and Compare Savings Plans
CD Laddering Strategy
What will my CD be worth?
HSA Contribution Calculator 2008
How much will my savings be worth? How much will my savings be worth?
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What will it take to save for a vehicle, home, etc.? What will it take to save for a vehicle, home, etc.?
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How much of a difference will the rate make? How much of a difference will the rate make?
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How much - at what rate, when? How much - at what rate, when?
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Which is better: cash or payments? Which is better: cash or payments?
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How will taxes and inflation affect my savings? How will taxes and inflation affect my savings?
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Estate Planning
Estate Tax Calculator
2008 Archer MSA Maximum Contribution Calculator
2007 Archer MSA Maximum Contribution Calculator
Cash Needs Calculator


Paying for College
Price of a college degree
What will it take to save for a college education? What will it take to save for a college education?
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UGMA and UTMA Accounts
Student Loans
Qualifying for student aid
Education Tax Credits
Education Savings Bonds
Other IRAs and 401(k) Plans


Your Benefits
Using your retirement plan
Benefits of compounding
Using a cafeteria plan
Types of retirement plans
Dependent care benefits
Education benefits
Employee assistance plans
Stock options plans
Health insurance benefits
Maintaining your benefits
Life & disability insurance


Your Paycheck
How does my 401(k) affect my take-home pay?
How much is my take home pay as a salaried employee?
How much is my take home pay as an hourly employee?
How much of my bonus do I keep after income taxes?
How much are my employee stock options worth today?
What is my take-home pay if I also earn tip income?